Mortgages Made Simple
The majority of us will need a mortgage to buy our home. At Peak Mortgages and Protection - Chesterfield we understand that we all have different needs and circumstances. Our mortgage advisors are experts in getting to know each and every one of our clients personally, so you can trust us to provide a tailored recommendation using our experience and lender relationships, ensuring it includes what’s important to you and allows you to buy your dream home.
We work with you throughout the process, we’ll take care of all the paperwork, find a mortgage deal that ticks all your boxes, submit the application and chase the lender until you receive your mortgage offer.
We don’t stop there and we’ll be on hand until you get the keys to your dream home and beyond. Purchasing a property can be a lengthy process but we’ll use our expertise and knowledge to work with estate agents and solicitors, answering any questions you may have. We strive to make the whole experience as smooth and stress free as possible.
FIRST TIME BUYER
FIRST TIME BUYER
FIRST TIME BUYER
Are you ready to buy your first house but don't know where to start? We'll work closely with you from your initial enquiry when you first starting looking at houses right until you get the keys in your hands on completion and beyond. Providing professional, easy to understand advice to get you on the property ladder, stay on the ladder and move up the ladder.In our free initial consultation we'll answer all the questions you have like how much can you borrow? The amount of deposit you'll need and about all the differences between types of mortgages.
HOME MOVERS
FIRST TIME BUYER
FIRST TIME BUYER
Have you seen your dream home? Want to live in a certain catchment area for the kids school? Time for more space, bigger garden? Let us reduce the stress and simplify your home move. Book a free initial consultation and we'll look at How much can you afford? How much your house is worth? What deposit you'll have for the new home? Are you locked in your current mortgage deal or can we avoid early repayment charges? How much will the move cost? We also get you an agreement in principle to prove to estate agents you have the ability to buy.
REMORTGAGES
FIRST TIME BUYER
SELF EMPLOYED / CONTRACTORS
Are you coming towards the end of your current deal and want to lock in a new one before you start paying more than you have too? Or are you looking to release some money to get that extension completed? Whatever the reason we can help. We'll look at your current deal and lender and compare them with new deals with different lenders providing advice on whether you should jump ship. Get in touch to arrange a free consultation so we can look at getting you the best remortgage deal available and potentially save you £100s in a stress and hassle free way.
SELF EMPLOYED / CONTRACTORS
SELF EMPLOYED / CONTRACTORS
SELF EMPLOYED / CONTRACTORS
Its a common misconception that the self-employed/contractors can't get a mortgage or it's extremely complicated. This is not the case. We will help with which documents are required from your accountant or HMRC and take all the stress and hassle out of arranging you a mortgage. Not got 3 years worth of accounts? Get in touch, we may be able to help! We're more than happy to help sole traders, partnerships, limited company directors and also contractors(e.g. IT/ CIS construction)
BAD CREDIT
SELF EMPLOYED / CONTRACTORS
BAD CREDIT
Bad credit? Think you can't get a mortgage? We may be able to help! We have access to a range of specialist lenders who consider many different circumstances. Contact us today for more information or for some tips on raising your credit score.
Investment Mortgages
Buy-to-let is a popular investment for those looking to expand their portfolio of savings or stocks and shares.
As with any investment, you will want to maximise your return and securing the correct finance is essential.
At Peak Mortgages and Protection - Chesterfield we work with a range of clients from first time landlords to experienced portfolio investors ensuring they secure the most suitable product.
Specialist Mortgages
There are situations where standard mortgage products are not appropriate and these call for a more specialist form of finance, as well as a specialist mortgage broker!
At Peak Mortgages and Protection our Mortgage Brokers will take the time to listen to your aims and requirements before advising on the most suitable product for you.