Our primary goal is to always obtain the most suitable mortgage for your circumstances, with the least amount of stress.
Life is busy, we understand that you don't have time for long and boring mortgage advice meetings. So we give you the freedom to choose how you receive financial advice either via Video call or Telephone.
The process of finding and securing a mortgage can be complex. There is so much to consider from the lender fees, to the range of products and different interest rates available. All our advisors are suitably qualified, experienced and love what they do, we'll take care of all the research, number crunching and paperwork so you don't have too.
Securing a mortgage does involve paperwork, it's a fact of life with the current system. We do what we can to reduce the amount of paperwork you have to send us by using electronic means by the use of digital signature processes. There will be times when this is not possible due to lender requirements but we promise to try and minimise these instances!
Get in touch! Call, text, email, however you like. Once we receive your enquiry we will be in touch to have a chat about how we can help.
At this point we will arrange a time to have an initial appointment. This could be via Video or Phone.
The initial appointment is a time for you to chat with your mortgage adviser, discuss your situation, your goals and any features you are looking for in the mortgage.
It can take 20 mins or an hour (there is no rush) it's your chance to ask any questions you may have! Whilst we hope you will be happy with the initial discussion, there is no obligation to proceed.
Once your fact find is complete and your situation understood we will utilise our market knowledge and the latest broker tools to complete the research and find you the best deal available to your circumstances.
If you haven't already, it's time for you to find your dream home. We'll sort an Agreement in Principle so you can prove you are mortgage ready to estate agents or developers.
We can also help with submitting offers if required.
When we're confident we've found the perfect option, we'll get in touch, present our recommendation and answer any questions.
Once you're happy with our recommendation we'll submit your mortgage application and take care of all the paperwork. We'll work with the estate agents, solicitors and other agencies involved on your behalf.
Once you have the keys to your new home it's not goodbye. We hope you'll follow us on social media and stay in touch.
We'll make sure to remind you when your mortgage deal is coming to an end and research the market again to find you another deal, making sure you never pay too much for your mortgage.
We work hard behind-the-scenes to manage the process with as little input from you as possible. During this time, we’ll keep you updated - daily, if needed - so you know exactly where you are.
Ready to start the process?
Copyright © 2024 Peak Mortgages and Protection - Chesterfield - All Rights Reserved.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
OUR FEE STATEMENT
Typically we do not charge a fee for arranging a mortgage, however the actual fee will depend on your circumstances.
Some of the products/services shown above are not or may not be regulated by the Financial Conduct Authority.
Peak Mortgages & Protection is a trading style of Mortgage 1st Limited which is an appointed representative of Stonebridge Mortgage Solutions Limited which is authorised and regulated by the Financial Conduct Authority.
Registered office: 2 Napier Court, Gander Lane, Barlborough, Chesterfield, Derbyshire, S43 4PZ
Registered company number: 06552344 – Registered in England & Wales.
Financial Conduct Authority reference number: 484231
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